I guess the moment I do so, I become one of the caricatures you reference in your posts, eh?
You're riding a bicycle to work all year round in Minnesota, at night, through a dangerous neighborhood?
...and here I was thinking I had to be the worst financial planner on the board
And what? You don't think some guys here just wanna vent spite without actually doing anything?
Birdwatcher
Actually, I'm doing just fine financially. No car payments, 2012 Toyota Sienna in the garage, place in Hawaii, cabin up by Perham. No debt other than 8 years left on a (small) mortgage.
I'm also in pretty good shape from riding that ten-miles each-way to work.
Thanks for making incorrect assumptions though. It says a lot about your critical thinking skills.....
