Don't really understand the urban vs rural stuff, but I'll play. These 3 would work for me, though I'd miss the others I have. A 6" .357 M27-2 S&W and an older Browning High Power for a total of 5 would make me very happy.
Bob

These two (A K22 and a Colt NM .45) would be OK, since I don't hunt much with handguns.
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My carry gun that's been with me for over 30 years; all I need for now. Probably not the best choice if facing an ISIS suicide squad, but it's worked well more than once during my checkered past
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Last edited by RGK; 05/28/17.