JD had no difference cash or credit.
I was trying to buy a pickup from a dealer once, and was negotiating a price. I was going to write them a check for it, but they offered it to me about a thousand dollars less if I financed it through them. I asked why, and they said they got a kickback from the finance company. Anyway, I didn't fall for it, as it was cheaper for me in the long haul to just pay for it up front. But, point is, you usually end up paying for what at first might seem like a good deal.
