Some time back a husband and wife mortuary
was closed down in ft worth and they'd been
stacking bodies up like cordwood in a corner
of their funeral home. They obviously had been
doing some switcheroo corpse and ashes
substitutions to end up with extra corpses.
Might have had a spare parts business on the
side

I can tell you from recent experience to get
twice as much life insurance as you expect to
take for your loved ones to bury you with.