Jim, look into the savage mark 2 target rifle. I was at a shop last month and saw a new one for $400.00. For the money, its not going to get beat. I have a single shot mk1 FVT, and it shoots as well as my 52B. Ive recently been competing in some know your limits shoots with that rifle with a scope, and cleaning up. That rifle cost me $199 new, but I added a $160 boyds to make it more functional (adult sized LOP) for myself. After that, theres the kimber 82g that used to be found for an excellent value. Trust me when I say they shoot damn well. Also, keep an eye on old 52's, 69's and 75's. Youll get lucky and find a great deal on one occasionally. I damn near bought a 69 target model last year that looked like new for $400. As for the 513T, its a good rifle, but not even in the same realm as a good 52, such as the one I use. I have a buddy that bought a like new 513T a few years ago for $400. It shoots 3/4" to 1" 5 shot groups at 50 yards, with irons. My 52B shoots a ragged hole for 10 shots with match grade ammo and 3/4" 10 shot groups with bulk federal and american eagle cheap ammo. My friend gets pizzed that his 513T doesn't shoot as well, but such is life.