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So, it's selfish to desire to get back money you have paid involuntarily that our govt has consistently said was really paid for our own personal account? Where is the selfishness in that young feller? I retired 3 years ago, and I'll be 60 in a coupla weeks. LIke many here, I have paid the max in SS for the majority of my working career. And since I don't see SS surviving in its present form for much longer, yeah, I want my money back, and I'm gonna start drawing as soon as I legally can, at 62. My wife has had a similar career as mine, and she'll start drawing the first month she's eligible. I'll let your most insensitive comment slide, cause you are obviously young and don't understand how we older workers feel about this.


"Blessed is the man whose wife is his best friend - especially if she likes to HUNT!"

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Originally Posted by slumlord
I'll dang sure try to get mine back, especially for the many years I was paying 'both sides' of it at 15% being self employed.

That and that fuggin 'medicare tax' too.



I didn't have "mr mcghee" from the chicken plucker plant send in 7.5 % for me.


All part of the compensation my employers agreed to when they hired me: hourly pay+SS+health insurance+paid leave+pension+life insurance+full health insurance for me and my wife after retirement. They got their money's worth while I worked and I'm getting what they agreed to in exchange. You went another way it seems. I hope that's working out as well for you as what I did is for me.


What fresh Hell is this?
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Originally Posted by slumlord
I'll dang sure try to get mine back, especially for the many years I was paying 'both sides' of it at 15% being self employed.

That and that fuggin 'medicare tax' too.



I didn't have "mr mcghee" from the chicken plucker plant send in 7.5 % for me.


My thoughts exactly. I paid both sides for the 13 years I was self employed. Then to ice the cake l had my SS benefit knocked down 50% because I receive a government pension. Pay double and receive half, yeah that seems fair.


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Just signed up for ss friday. Start collecting in november. I'm a boomer that paid in since 18 so 44 years. I think I earned it!!

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At 55 I've been paying in for over 40 years[near 30 I've been self employed so paying all of mine and 1/2+ of employees].
There best be some crumbs left 6 years from now....


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Originally Posted by Stormin_Norman
Out of our 4 trillion federal budget, only 3 trillion is funded. That's means we borrow 25%

1.3 trillion is SS and Medicare
1 trillion goes to wellfare, food stamps, section 8 housing, etc.
700 billion on defense
250 billion interest payments


Getting rid of welfare would fix our budget.

Hahaha!

It would sure as hell wreck mine!


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I wish I had been able to deposit 7.5% more my entire working life. Oh, what a pile of dough that would have been. If I claim at 66 and live to be 110, I'll still be disappointed I had to pay SS.


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I've about decided the best idea would be to refund everybody what they have put in, minus what they have received, and then trash ss. It would cripple the government for a bit, but it would help get rid of the parasites who are milking the system. It's nuts to pay a dollar in the 60's that worth what, a dime today?

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Originally Posted by hanco
Somebody needs to pay for her 15 kids, lets start a go fund the .......... with 15 kids go fund me page. We can start collecting money for her on the campfire. How much could we collect to help her out??

make da baby-daddies pay for 'em

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I'm 60 and have been paying in for about 40+ years. What are the differences between collecting at 62 vs. 66?


The lack of planning on your part does not constitute an emergency on my part!
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I think there are two options as we steam into the cliff

1.. Go bankrupt and start over. Admit there is no way to make socialism work.
2. Inflation, and devaluation ... print more money ... postpone bankruptcy for a decade .. then go bankrupt anyway, start over. Admit there is no way to make socialism work.


These a real decisions that will be made in the next 15-20 years if you do the math and use a polynomial trendline to take into account the surge of boomers hitting medicare and SS over the next 10 years. I think it's going to get uglier faster than most predict. But I'm just an idiot redneck in MT so what do I know.


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Originally Posted by DubThomas
I'm 60 and have been paying in for about 40+ years. What are the differences between collecting at 62 vs. 66?


Go to this link, create an account and SSA will tell you the difference. They will break down the payments by year from 62 to full retirement.
https://www.ssa.gov/



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Originally Posted by bludog
So, it's selfish to desire to get back money you have paid involuntarily that our govt has consistently said was really paid for our own personal account? Where is the selfishness in that young feller? I retired 3 years ago, and I'll be 60 in a coupla weeks. LIke many here, I have paid the max in SS for the majority of my working career. And since I don't see SS surviving in its present form for much longer, yeah, I want my money back, and I'm gonna start drawing as soon as I legally can, at 62. My wife has had a similar career as mine, and she'll start drawing the first month she's eligible. I'll let your most insensitive comment slide, cause you are obviously young and don't understand how we older workers feel about this.


No, I totally understand.

You invested in junk bonds and I get to pay for it. The majority of your generation kicked the can down the road on numerous occasions, now you want paid for your "investment".
The last go around was the Bush II era, where it was defeated on the premises of needing every last cent for the boomers; it's too risky.

It's like abortion: everyone against it is alive....

No worries, human nature.

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Originally Posted by DubThomas
I'm 60 and have been paying in for about 40+ years. What are the differences between collecting at 62 vs. 66?


Check out this . . . https://www.ssa.gov/planners/retire/retirechart.html


"All that the South has ever desired was that the Union, as established by our forefathers, should be preserved, and that the government, as originally organized, should be administered in purity and truth." – Robert E. Lee
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Originally Posted by 19352012
I wish I had been able to deposit 7.5% more my entire working life. Oh, what a pile of dough that would have been. If I claim at 66 and live to be 110, I'll still be disappointed I had to pay SS.

No kidding....

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Originally Posted by HawkI
Originally Posted by bludog
So, it's selfish to desire to get back money you have paid involuntarily that our govt has consistently said was really paid for our own personal account? Where is the selfishness in that young feller? I retired 3 years ago, and I'll be 60 in a coupla weeks. LIke many here, I have paid the max in SS for the majority of my working career. And since I don't see SS surviving in its present form for much longer, yeah, I want my money back, and I'm gonna start drawing as soon as I legally can, at 62. My wife has had a similar career as mine, and she'll start drawing the first month she's eligible. I'll let your most insensitive comment slide, cause you are obviously young and don't understand how we older workers feel about this.


No, I totally understand.

You invested in junk bonds and I get to pay for it. The majority of your generation kicked the can down the road on numerous occasions, now you want paid for your "investment".
The last go around was the Bush II era, where it was defeated on the premises of needing every last cent for the boomers; it's too risky.

It's like abortion: everyone against it is alive....

No worries, human nature.



I had no choice in whether or not I had to pay into SS.
If there had been an opt out choice I would have done it.
You're bitching up the wrong tree here you whiney azz dink.
Now get out there tomorrow and help fund my next month's SS check and stop bitching.


Mark

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Anytime anyone kicks cancers azz is a good day!

~Molɔ̀ːn Labé Skýla~

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People look at it wrong due to the wording used to encourage you to delay receiving benefits. You are not receiving reduced benefits at 62, your just not receiving larger benefits by delaying payment till 67 or later. It's their way of delaying payments hoping you will die and receive very little of what your entitled too.
It takes at least 11 years to break even which means one has to live to 78 to start seeing any benefit of the higher payments. This assumes you don't invest any of the SS payments. If you do that, it takes even longer. You also cannot pass on SS benefits. You die, its gone. If you have money of your own and don't plan on working after 62, I think it's clear that drawing as soon as possible is the way to go. I realize other circumstances may differ.

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Originally Posted by HawkI

You invested in junk bonds and I get to pay for it.


Correction. Junk bonds were bought in his name with money taken from him with a gun to his head.

I'm 50 and if I could opt out today with the government keeping every penny I've paid in so far I'd do it, just stop taking my money for the rest of my career. It's pretty unfair to question someone's conservative credentials for wanting back money that was taken from them at gunpoint. If they'd had a choice in the matter it would be different.

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Anyone remember when Homer Simpson was going to gain 400lbs so he could go on SS disability? He was wearing a muu-muu and chit.

hahahaha

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I'm 41, don't plan on working a day past 55. If it's there when I'm 62 I'll take it because I've paid into the system, involuntarily, for 40 years. I'm not basing my retirement plans on that clusterphuq

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