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Joined: Dec 2013
Posts: 44,230
Campfire 'Bwana
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Campfire 'Bwana
Joined: Dec 2013
Posts: 44,230 |
December 16th is my last day working for the County. I've had enough.
kwg Good for you too, kwg.
Slaves get what they need. Free men get what they want. Rehabilitation is way overrated. Orwell wasn't wrong. GOA member disappointed NRA member 24HCF SEARCH
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Joined: Apr 2011
Posts: 151,168
Campfire Savant
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Campfire Savant
Joined: Apr 2011
Posts: 151,168 |
An old plumber told when I was an apprentice you always say “ Adios all you mutherfuggers “ when you leave a job. I always did after that, all 4 time I left jobs. I quit the first three, retired from the last. The last time was the best.
Last edited by hanco; 09/25/22.
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Joined: May 2004
Posts: 5,194
Campfire Tracker
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Campfire Tracker
Joined: May 2004
Posts: 5,194 |
To those that are retired, what is your exepnses ? Is your spouse retired too. I ask cause I am 59 1/2 now and my dividend income is only a little over $20,000 in my Fidelity retirement portfolio. I will , or should have another $8,500 from my carpenters union , and in 2 1/2 yrs I will get S.S. and that should be about 17,000 ? per yr. This leaves me with $45, 000 per yr. My wife will likely work till she is 63? and then hang it up. Is $45,000 per yr. enough for you ? My wife is only 57 but she needs to wait till 65 for S.S. I am not sure how we will ever make ends meet.
But the fruits of the spirit is love, joy, peace, patience, kindness, goodness,faithfulness, Gentleness and self control. Against such things there is no law. Galations 5: 22&23
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Joined: Aug 2009
Posts: 20,824
Campfire Ranger
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Campfire Ranger
Joined: Aug 2009
Posts: 20,824 |
To those that are retired, what is your exepnses ? Is your spouse retired too. I ask cause I am 59 1/2 now and my dividend income is only a little over $20,000 in my Fidelity retirement portfolio. I will , or should have another $8,500 from my carpenters union , and in 2 1/2 yrs I will get S.S. and that should be about 17,000 ? per yr. This leaves me with $45, 000 per yr. My wife will likely work till she is 63? and then hang it up. Is $45,000 per yr. enough for you ? My wife is only 57 but she needs to wait till 65 for S.S. I am not sure how we will ever make ends meet. If you have simplified your life as you age that should be enough
Originally Posted by Judman
PS, if you think Trump is “good” you’re way stupider than I thought! Haha
Sorry, trump is a no tax payin pile of shiit.
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Joined: Jan 2007
Posts: 5,316
Campfire Tracker
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Campfire Tracker
Joined: Jan 2007
Posts: 5,316 |
To those that are retired, what is your exepnses ? Is your spouse retired too. I ask cause I am 59 1/2 now and my dividend income is only a little over $20,000 in my Fidelity retirement portfolio. I will , or should have another $8,500 from my carpenters union , and in 2 1/2 yrs I will get S.S. and that should be about 17,000 ? per yr. This leaves me with $45, 000 per yr. My wife will likely work till she is 63? and then hang it up. Is $45,000 per yr. enough for you ? My wife is only 57 but she needs to wait till 65 for S.S. I am not sure how we will ever make ends meet. Well, that depends on what your expenses are. Do you have a mortgage? Credit card debt? Car payments? Also, where you live plays a factor.
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Joined: Aug 2009
Posts: 3,026
Campfire Tracker
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Campfire Tracker
Joined: Aug 2009
Posts: 3,026 |
To those that are retired, what is your exepnses ? Is your spouse retired too. I ask cause I am 59 1/2 now and my dividend income is only a little over $20,000 in my Fidelity retirement portfolio. I will , or should have another $8,500 from my carpenters union , and in 2 1/2 yrs I will get S.S. and that should be about 17,000 ? per yr. This leaves me with $45, 000 per yr. My wife will likely work till she is 63? and then hang it up. Is $45,000 per yr. enough for you ? My wife is only 57 but she needs to wait till 65 for S.S. I am not sure how we will ever make ends meet. Well, that depends on what your expenses are. Do you have a mortgage? Credit card debt? Car payments? Also, where you live plays a factor. on that a person needs to own their home ...cars ...no cc debt etc......bob
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Joined: Apr 2011
Posts: 151,168
Campfire Savant
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Campfire Savant
Joined: Apr 2011
Posts: 151,168 |
To those that are retired, what is your exepnses ? Is your spouse retired too. I ask cause I am 59 1/2 now and my dividend income is only a little over $20,000 in my Fidelity retirement portfolio. I will , or should have another $8,500 from my carpenters union , and in 2 1/2 yrs I will get S.S. and that should be about 17,000 ? per yr. This leaves me with $45, 000 per yr. My wife will likely work till she is 63? and then hang it up. Is $45,000 per yr. enough for you ? My wife is only 57 but she needs to wait till 65 for S.S. I am not sure how we will ever make ends meet. It always takes more than what you think it will
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Joined: May 2004
Posts: 5,194
Campfire Tracker
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Campfire Tracker
Joined: May 2004
Posts: 5,194 |
Thanks for all the advise. I dont have any debt and own my own house . I have a few 7 ac. properties with river frontage I could sell for about 100K each if I had to. The properties should hold their value real well cause of location and it's river frontage. One is very good , deep frontage and the other is just ok river frontage. One is 45 mi. west of Green Bay, Wis. One is in NW Wisconsin . I sometimes wish to sell both and move . I told my wife I am moving to Upper Michigan. She said she will miss me.
Last edited by ihookem; 09/26/22.
But the fruits of the spirit is love, joy, peace, patience, kindness, goodness,faithfulness, Gentleness and self control. Against such things there is no law. Galations 5: 22&23
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Joined: Aug 2017
Posts: 9,057
Campfire Outfitter
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Campfire Outfitter
Joined: Aug 2017
Posts: 9,057 |
To those that are retired, what is your exepnses ? Is your spouse retired too. I ask cause I am 59 1/2 now and my dividend income is only a little over $20,000 in my Fidelity retirement portfolio. I will , or should have another $8,500 from my carpenters union , and in 2 1/2 yrs I will get S.S. and that should be about 17,000 ? per yr. This leaves me with $45, 000 per yr. My wife will likely work till she is 63? and then hang it up. Is $45,000 per yr. enough for you ? My wife is only 57 but she needs to wait till 65 for S.S. I am not sure how we will ever make ends meet. Only you can answer that question.
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Joined: May 2001
Posts: 18,345
Campfire Ranger
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OP
Campfire Ranger
Joined: May 2001
Posts: 18,345 |
Ihookem,
You should talk with a financial guy. Our Credit Union has one that's free. You might find one as part of your banking or as part of your job (HR Dept).
He is going to have tools that allow you to check what your expenses and income will be. Not that you can't do it yourself, but it's nice to have someone objective to help you out.
We have most of our money with Ameriprise. He's done an outstanding job at managing things and getting us set up. This of course costs us, and we COULD do it ourselves. But I know, even with his ~1% commission he's done better than I could have done. I have a problem knowing when to get out of an investment.
Anyway look for some professional advice is, er..., my advise.
Carpe' Scrotum
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Joined: May 2004
Posts: 5,194
Campfire Tracker
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Campfire Tracker
Joined: May 2004
Posts: 5,194 |
I had 3 of them and they were so bad I lost money on all 3 in the biggest bull run in history. If you get a good one you are ok. By the time you find out they suck they have a LOT of your money and its too late.
But the fruits of the spirit is love, joy, peace, patience, kindness, goodness,faithfulness, Gentleness and self control. Against such things there is no law. Galations 5: 22&23
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Joined: Aug 2009
Posts: 9,919
Campfire Outfitter
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Campfire Outfitter
Joined: Aug 2009
Posts: 9,919 |
Congratulations , been retired for 2 years. Should have pulled the trigger five years earlier
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Joined: May 2001
Posts: 18,345
Campfire Ranger
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OP
Campfire Ranger
Joined: May 2001
Posts: 18,345 |
Signed papers on the sale of our house yesterday. Full price offer with closing on Tuesday.
Trailer and pickup loaded for a quick trip down to the place we're renting while the new house is being built.
Getting closer.
Happy Thanksgiving everyone!
Carpe' Scrotum
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Joined: Feb 2010
Posts: 15,654
Campfire Ranger
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Campfire Ranger
Joined: Feb 2010
Posts: 15,654 |
Every day is Saturday 😁
When someone asks what do you do now? The answer is….whatever I want 😊
NRA Life,Endowment,Patron or Benefactor since '72.
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Joined: May 2010
Posts: 9,385
Campfire Outfitter
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Campfire Outfitter
Joined: May 2010
Posts: 9,385 |
Signed papers on the sale of our house yesterday. Full price offer with closing on Tuesday.
Trailer and pickup loaded for a quick trip down to the place we're renting while the new house is being built.
Getting closer.
Happy Thanksgiving everyone! Congratulations. I retired October 12th and I haven't had a moments rest since.
I am always looking for factory wood stocks!
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Joined: Jul 2020
Posts: 3,910
Campfire Tracker
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Campfire Tracker
Joined: Jul 2020
Posts: 3,910 |
Congrats Steve - get the heck outta here!
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Joined: Oct 2010
Posts: 8,762
Campfire Outfitter
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Campfire Outfitter
Joined: Oct 2010
Posts: 8,762 |
I retired in March at 49, best thing I’ve ever done work wise. Enjoy your retirement!
Will Munny: It's a hell of a thing, killing a man. Take away all he's got and all he's ever gonna have.
The Schofield Kid: Yeah, well, I guess they had it coming.
Will Munny: We all got it coming, kid.
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Joined: Feb 2006
Posts: 2,525
Campfire Regular
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Campfire Regular
Joined: Feb 2006
Posts: 2,525 |
Congratulations! Enjoy your retirement.
Just down the road from The City of Lost Souls in the Land of the Blind.
Molɔ̀ːn Labé Skýla
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Joined: Apr 2011
Posts: 151,168
Campfire Savant
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Campfire Savant
Joined: Apr 2011
Posts: 151,168 |
Congrats to you
Last edited by hanco; 11/25/22.
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Joined: May 2010
Posts: 14,943
Campfire Outfitter
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Campfire Outfitter
Joined: May 2010
Posts: 14,943 |
--- CAUGHT IN THE CROSSFIRE --- A Magic Time To Be An Illegal In America---
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