http://jasonkelly.com/resources/strategies/Check out this 3% Signal strategy that uses a single small cap ETF (IJR) and a bond fund. His book is fascinating and makes alot of sense to me.
"All that the South has ever desired was that the Union, as established by our forefathers, should be preserved, and that the government, as originally organized, should be administered in purity and truth." – Robert E. Lee
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