Here is the hard part that most people cant do. Keep buying when the market is going down.

I always have and it has paid off for me.

Actually, I bought a lot when it went down under 8K in 2008. Because of that, it changed my long term outlook. People are worried about 16K now. Lol.

"...aspire to live quietly, and to mind your own affairs, and to work with your hands, as we instructed you, so that you may walk properly before outsiders and be dependent on no one." - Paul to the church in Thessalonica.