As fro investing, I am lost. A financial manager did a whole analyst on my funds. The plan wants me to put into 15 funds. It is very diverse. Some Europe large cap funds, some funds are only 2% of my portfolio. It makes some sense but there has to be an easier way. One nice thing is , @ 7% she says I can retire at 60 with very little yearly investments. I dont agree. She is depending on Social Security. I'm not expecting more than 50% o fit. Just one question, what is a decent asset allocation? Why is there not a fund that has 10 funds representing 10 sectors , put all the 10 funds in one fund and be done with it? I know there are Asset Allocation funds but they seem to underperform the simple S&P index fund.

But the fruits of the spirit is love, joy, peace, patience, kindness, goodness,faithfulness, Gentleness and self control. Against such things there is no law. Galations 5: 22&23