The fund I am most likely going to buy is FOCPX. It's a Fidelity fund . It went down 1% today to my surprise. I just don't think it is going to go down much. If the Dow gets down to 15,566 like meltdown Monday in Aug. I think that is the true bottom. But then it goes up and dives again. I dont know much but I think it is leveled off now. No? Anyway, to the OP. I will never buy a loaded fund again. Also watch the expense ratios too. An Index fund is just a plain good idea in most cases. If you have 50k or less I thin index funds are good ideas. If you want to go a bit more aggressive many small cap funds seem to do better. When ya get more money, funds in several categories might be better for you. I have a little bit in an S&P index fund.

Last edited by ihookem; 09/29/15.
But the fruits of the spirit is love, joy, peace, patience, kindness, goodness,faithfulness, Gentleness and self control. Against such things there is no law. Galations 5: 22&23