If you are shooting silhouettes at 25, 50 and 100, you're not missing anything. The 50/200 works just fine.

If you're shooting small targets like say a hostage target where the white target covers all but a 2" portion of the brown at 3 yards or at 82 yards, then your mind has to remember high or low?

Zeroing at 100 is just easier to remember under stress. Throw in a scope where longer ranges can be utilized and expected, then I'll take the 50/200. But in truth the 100 zero is still easier to deal with.