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extremely generalized statement.....having both been private pay and had two different health insurance policies in the last decade insurance does not always equal the cheapest...


From what I see here, Calvin has it spot on. I get statements that show what the insurance discounts are on all my charges. On occasion the lab/hospital will not use the correct code or just send me the bill instead of the insurance company, and they expect me to pay the full price, not the price they agree to accept from the insurance company. Sometimes it takes a lot of phone time to get it fixed and the insurance charged. miles


Look out for number 1, don't step in number 2.