In case you need a refresher, my violation was for putting a larger amount of money into people's annuities than what Oregon, and ONLY leftist Oregon, thought to be proper. No one lost a dime of their money and many are still making 4-15% (fixed VS indexed programs) returns on thier annuities. Not even one cent went to management fees or other costs. Hard % numbers were not introduced to the Oregon DOI until after I wrote the annuities in question, and the complaint was not filed by a client but the daughter of a deceased client at the urging of a small town stock broker who did not like having any competition. I harmed no one, and would not. And I still find the Oregon rule of X% only into an annuity to be capricious and over reaching of government into people's decisions, Coward.


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