I just bought a new Kubota BX subcompact with loader, mower, tiller and box blade last week. Works great, mowed 3 acres and tilled the garden. Used the loader and bb to level an area we tore out an old septic system from. The tranny housing on kubota is steel, JD was aluminum. Honestly you'll enjoy both but definitely get the loader. My boy wants to use the damn thing to carry in groceries!