Get the loader. Both great machines. I have owned 3 Deere tractors under 50 HP, currently have a 4700 (48 HP), and 790 (30 HP), 1100 hours on the 4700 and 725 on the 790. Both have provided excellent service. Never owned a Kubota tractor but have 3 of their engines on other pieces of equipment, no troubles with them either.
NOT a fan of tier 4 emission diesel engines. I would likely look for a clean pre-emission unit. Deere enjoys the best resale value. Nothing wrong with the older Ford/New Holland units that were made by Shibaura, current ones are rebadged LS models.
