I think a mortgage at today's interest rates is a hedge against inflation.
At least two ways to look at a mortgage. One is objectively as a mathematics' formula. The second is subjectively looking at real life possibilities that would affect one's ability to make mortgage payments, resulting in the loss of one's home and the resulting living situation.
"All that the South has ever desired was that the Union, as established by our forefathers, should be preserved, and that the government, as originally organized, should be administered in purity and truth." – Robert E. Lee
