Hell no. It’s almost like free money. In certain cases and for some people some debt is prudent
I could pay it off any time I want to, but when I’m paying like 1.5% after tax the only reason I’d do that was if writing the check every month somehow became a hassle. If mortgage interest suddenly wasnt tax deductible I MIGHT pay it off. But 30 year money at roughly 3% pre tax is stupid to pass up if you’re fiscally responsible
