Re-fied house in Jan 2013 to a 15 yr mort at 3%. Paid it off in 7 yrs and 2 months . . . Feels great to finally be totally debt free. Congrats to all you youngsters under 60 who are, or will be fairly soon, mortgage debt free.


Someday I hope to be the person my dogs think I am . . .
The only true cost of having a dog is its death.
Someone once said "a nation of sheep will beget a government of wolves."
Shiloh Sharps . . . there is no substitute.
NRA Endowment Member