I watched my dad go through several years of unemployment/underemployment in his 50’s & 60’s. I paid my mortgage off and was debt free at 50. My car was totaled about three years ago so I had to replace it much sooner than planned. I borrowed some money for the replacement car at 0.99% and have 3 payments left. I hate making a car payment, but at that interest rate I figured it would be good for my credit score to have some activity. Looking forward to being debt free again in May.

No kids, no wife (and therefore no divorce). I got to keep my money. I have always worked. Got laid off once but had another job lined up. Kept my first house and have it rented.


"There's no schadenfreude like Hillary Clinton schadenfreude."
- Tamara Keel