It might be worth looking at American National Property And Casualty Company. I bought my daughter a new Altima for her highschool graduation present and a week before she graduated she totalled it. And less than a year later my son totalled my 06 LBZ. I presently have 4 trucks insured on a commercial policy and 3 cars on a personal policy and pay $3,200 a year. We carry 100k-300k and a 1M liability blanket. Good luck with it, I tried to get the kids on their own policy but it was unaffordable.
