Home Forums Hunting & Shooting Hunter's Campfire Teenager Insurance Question

I'm not a lawyer, but I had kids and paid their insurance.

Minnesota law leans toward SandBilly's version, but with a twist. No-Fault laws contain a 'frozen liability' clause that dictates an insurer must pay liability claims no matter what was said or agreed to prior to the claim/accident. The twist is that while the insurer must pay your liability claim - they can sue to recover their costs at a later date.

I bit the bullet and paid the going rate. I never viewed it as a morality play, just a better gamble.