These are companies who know more about your behavior than you do. They spent millions on research and you guys think you're getting one over on them. Lol
You don’t seem to be giving people here much credit. I think most of us are aware running a balance on a CC is a poor financial move.
It’s not about getting over… obviously CC companies make their money off that segment of the population.
While I don’t have one, I doubt there are many stupid people using an AMEX platinum