I have a gold AMEX. I just returned from a trip an hour ago. Used that card for everything. I think the gold is $99/yr which is negligible. I get Delta Airline points on that card, which just paid for my wife's trip to a family reunion. That's our "travel" card.

We each have VISA cards which we use for our personal expenses, and we pay all of them off in full every month. There's no haggling over who bought what, and we share household expenses on them. I seldom use cash for anything but I do keep some on me for emergencies.


Cleverly disguised as a responsible adult.