Thanks longbob, I did not know that distinction. I have seen too many families really hurting from debt. It still seems silly but if you can make it work for you, then so be it.
Pat85, you're right...my limitations are different than the next guy's. Not trying to start a fight, just hate seeing good people get sucked into a game they thought they could win.
If you have serious net 30 days expenses, one can make these reward cards really work in their favor. A local John Deere dealer cancelled all in house accounts. No problem, now every thing gets charged on the AMEX card. Doesn't matter if I pay them in thirty or AMEX, at least with AMEX I get points.
