I'm considering that too for my 401 k funds


Originally Posted by mikieb
I have this mulling in my mind the last few weeks....

I have the money in my IRA in oil futures EFT's and dividend stocks that I got at a bargain a while back... and paper gold and silver. So I feel good... when gold and silver finally take off... I will wait and when the price is good I will flip them into some beet down stocks that will pay a good dividend, That is the strategy right now..
anyways...

My 401K I have fewer options... half in cash and half in international stocks... I will ride out the storm with that. My options for investing are very limited in my 401K. My other thought was.... with my 401K... If for instance, if we have a big housing crash... and I see houses better than the one I live in selling for 50-60K like they did back in 2009... I will cash out my 401k and pay the tax and the penalty... and buy a few houses to rent out if I can get them close by. I think owning a hard asset like a house paying $1000-$1200/month would be better in the long run... say the 10-15 year time line, rather than leave it in a stagnant stock market.