Originally Posted by JRaw
I'm not an expert. But I pushed 25% of my 401k from stock funds to t-bonds when Russia invaded Ukraine. I'm still waiting for "bottom" to move it back and I should probably be paying closer attention to the market.

Met with our advisor re: IRAs last week. Apparently bonds took a hit too lately, so the usual bonds vs stocks offset hasn't really applied lately. If you're lessing willing to tolerat risk, laddered CDs are an option to take advantage of rising interest rates.

My 401K been mostly cash since the NDX pulled back about 4%.

You didn't use logic or reason to get into this opinion, I cannot use logic or reason to get you out of it.

You cannot over estimate the unimportance of nearly everything. John Maxwell