long term health care insurance. Without if, if you end up in a Nursing home, you will run through all your savings, then will have to go on Medicade. After you die, the governement will then come back on your estate and take anything of value to pay for what they paid in Medicade. It's a dirty little secret.
Know a woman whose kids lost a $500,000 house, a $200,000 cottage and her late husbands large gun collection
Local gentleman recently had a stroke requiring long term care. Just before entering the facility, he and the wife divorced and were successful in protecting all their assets.
Retirement is much better than it's cracked up to be.
