A couple of basic points:
Retiring too early can be very bad. Real easy to burn through your savings.
Best to enter retirement debt free.
Know your health insurance costs, don't' think you know.
Each year you delay taking social security will increase your payment by 7%-8%, until you max at age 70.
When you combine the effects of paying for health insurance with the increases in social security by delaying receipt, it is best for many to postpone retirement.
405wcf
