I also disagree that it was a bad choice of paying off your house. I did years before I retired. Then I took the money I would have paid in house payments and saved. The interest on the mortgage was a lot more than what you reduced your income tax by.

There is a maximum earnings amount after you start drawing SS that you can make without it reducing your benefits.

Your biggest worry is getting health insurance until you reach 65 when Medicare kicks in.


If God wanted you to walk and carry things on your back, He would not have invented stirrups and pack saddles