I have a rifle that could be a loaner but I've never had a need to loan it. I offered it to my partner last fall when his house was burgled and his guns stolen but he bought a new one first.
It's an old Rem 721. If I loaned it, the borrower would have very specific directions to never carry it with a round chambered. The safety is loose and can jiggle to the fire position while being carried.

“In a time of deceit telling the truth is a revolutionary act.”
― George Orwell

It's not over when you lose. It's over when you quit.