Well, I pretty well see it like AS.... Cash make some good points.

Seems that I get concerned about “black swans” and such. Those unexpected events that we don’t see coming. COVID is just one example....

These unexpected events ...when they come.... can have great and dramatic impact.

I expect more to come.....


The tax collector said: “Lord Jesus, have mercy on me, a sinner.” Jesus said he went home “justified.”