I used to have road bikes for a while there and used to think I was good enough to avoid a bad situation, and, along with luck, I never had a serious accident. As I got older I wised up and realised that you can't rely on skills alone and need to also rely on others and some luck, and denial of any circumstances that would be beyond your ability and control.
There are things worse that death that are avoidable, so I stopped riding.