The two people I know who grew up with money, and now have all they need are sorry humans. One is a raging drunk who hardly leaves the house, the other is on and off a druggie, with a criminal bent that has him spending big bucks on lawyers regularly to avoid prison time. In my experience, humans do better when they have to make their own way, and the very best people are those who have struggled some in life, in one way or another. Adversity seems to create strength and humility. Easy living, not so much.