my work has never covered my kids ....nor did i think they should
A spouse with their own insurance I get it. An employer that only offered insurance that wouldn’t cover your minor children… I’d be looking for a different employer. Frankly I find that hard to believe. Unless you expected the government to pay for your kid’s healthcare you’d almost have to look for a different job.
If you’re making enough to buy private policies for your kids healthcare than you have a job decent enough to cover them for a relatively small up charge.
