Originally Posted by Daveinjax
That’s one way to make sure your house is completely replaced instead of months of arguing with the insurance company about what is flood damage and what is wind damage. What will be fixed by insurance. Now that house is a straight fire claim and it burned to the slab. I’m sure the insurance company will still argue and delay.

My thoughts too.

Especially if you don't have flood insurance but ya got fire insurance and the bridge happens to out and the fire department ain't coming..