SamOlson: Long since retired but I will bring in ($82,000.00 after taxes!) this year from pensions and small investment. VarmintWife will add another $36,000.00 to that (after taxes) from her pensions - so I am gonna go spend some! And as an additional comment - my monies go a LOT farther here in Montana than where I spent my "working life" earning it! Bought my wife a new Toyota whoop-de-doo Highlander last month - NEVER gonna worry about "car fatigue" (older tired cars) ever again. Good planning PAYS off in the long run! Hold into the wind VarmintGuy
