My pension is about $130,000. Medicare is reimbursed and my secondary ins. is no cost. My wife was mostly stay at home so her SS is $500 a month. I paid in 10.26% for the first 8 years on the job then was able to get the plan A rate of 8.05% till I hit 30 years of service. I have a little in a 457 plan. I figure if I quit motorcycles, gave up my new truck and my wife gave up her equestrian lifestyle I would have an extra, oh, $2500 a month but if I dropped dead tomorrow I would have no regrets. Life insurance and home equity would net my wife about a mil in cash. I tend to keep cars around for a while. My previous truck was 21 years old. My wife's car is a 2012. My travel trailer is an 08.
$130,000 sounds like a lot but I live in SoCal and even with the equity I have I don't believe I could buy my home today.
There are a few things I would do better if I could go back but I will never say I wish I hadn't gone here and done that. I wish I had done more.


Fight fire, save lives, laugh in the face of danger.

Stupid always finds a way.