Since the N-frame smiths are to big for my hands to get proper trigger position for double action shooting I use a L-frame smith with hardcast buffalo bore or Corbon hardcast 200 or 180gr. Hope never have to test the theory but believe it will penatrate to the spine/shoulder bones and do the job. Have been charged twice and almost lost last one. Rifle jammed and bear was 4ft away, luckily had hit it in shoulder and it couldn't get over the creek bank with 3 legs. At time had a 9mm on hip and considered using it but cleared rifle instead, sold 9mm next day.