Birdie,
My experience - get a truck. I am a few years older than you and in my experience what you will find as you age is that getting down into and up out of a seat of a lower vehicle becomes more of an issue as one ages, it's is not that it can't be done but it is a lot more comfortable to step up into a truck than it is to have to lower and raise your total body weight every time you are getting in or out of a vehicle.
With regular maintenance any new truck is going to be good for as many miles as you plan on putting on it and will more than likely last without issues. I am not in the Tacoma camp though because I am 6'2", 190 lbs and I feel cramped in them and do not like the splayed seating position. Don't get mindset into one particular brand go drive them all and decide from there.
drover