That is crazy. Will they total it, cut you a check, and then let you buy it back at a wholesale auction price?
Most Insurance will. BTDT. My daughter's fox body Mustang, the hail got it good. We bought it back with about 1/4 of the insurance check and switched it over to Liability only. She drove it for about six more years. Then she sold it with "parts only" written across the title and bill of sale.
