My 3 Ruger revolvers are not as good as my smiths and colts.
My 2 Ruger semi auto pistols, I have no complaints.
My 2 Ruger 10/22s are better than most of the old 22 semi autos I have bought at pawn shops over 30 years.
My 3 Ruger #1 rifles are so well designed, they astound me.
Expanding on your last point, not many realize that the #1 includes an internal hammer block, such that when the safety is engaged the hammer is physically blocked as well as locking the trigger - the equivalent of an intercepting safety sear on a fine double gun.
When designing the rifle, I suppose he knew that a number of his customers would hunt with a round in the chamber and made the rifle safer for this condition. In any case, it is a superb design in its own right, not simply a modern copy of a Farquharson action.
