Jeffrey: Your man "Dave" is right in his intentions and contentions but sadly many folks won't comply.
For a variety of reasons.
I have been completely debt free for nearly two decades now and I had never heard of "Dave" until a couple years ago.
I honestly TRY to listen to him on occasion but he is so repetitive, boring and uninspiring (kind of like "slimload" here on!) that I can only take a few minutes of his monotony!
So he is correct but VERY unpalatable to me (again just like "slimload"!).
In fact as time goes on I find that I resent him more each time I try to listen to him (again just like "slimload"!).
Hold into the wind
VarmintGuy
