I like the Dave Ramsey show. I find it entertaining, listening to all the people that call in. I am shocked at what some people cannot figure out on their own. Shocked again at how many of them think Dave's system and steps are the magic and dont understand what is really happening with their finances.

Know several folks that are following him now. They were dragging out their get out debt time, taking vacations and hunts etc, but trying to do the steps to the program too. Getting caught right now with only $1000 in the bank has been rough on them. They are all vowing to hit it hard once things get back to normal and not do the slow and steady method anymore..