MO's do indeed suck. I've never been able to cash one at our PO. "Not enough money in my drawer. Come back later." My bank accepts them if I deposit rather than cash it- but that entails another cross town journey in our local perpetual rush hour. And both venues invariably entail a long wait in line to boot. Meh. I'd rather send a personal check to those fogeys that don't/won't learn about electronic transfers of funds, and wait for it to clear than endure the hassle of going and getting a MO.
As for electronic money transfer venues, I've never ever known anyone who got ripped off. Security is pretty darned good. Guns I've purchased on line, paid for electronically, and sent screen shots of my C&R license, have been showing up on my doorstep in a matter of days. One very good thing about living in the 21st century, IMO.
