What if you live in a country that has always held the right for evryone to work and make their own way, but then decides to give it all away and penalize you for helping to build it? How would you deal with that? What if you scrimped and saved and worshipped at the altar of 401k and then two weeks before you decide to use it, they take it away and give it to foreigners? I could go on...but have you thought of this?