Don't think much about it and, frankly never planned for it.
This.
We planned our retirement based upon not getting it.
If we do, it's just gravy.
I did too, but then things started hitting from all sides in 2007 and have continued to some degree or another. Without SS I'd be up a schidt creek now.
Hunt with Class and Classics
Religion: A founder of The Church of Spray and Pray
Acquit v. t. To render a judgment in a murder case in San Francisco... EQUAL, adj. As bad as something else. Ambrose Bierce “The Devil's Dictionary”