Don't think much about it and, frankly never planned for it.
This.
We planned our retirement based upon not getting it.
If we do, it's just gravy.
I did too, but then things started hitting from all sides in 2007 and have continued to some degree or another. Without SS I'd be up a schidt creek now.
Seems I kinda remember hearing way back in the olden days, that's kinda why SS got started.
The origin was because back then men tended to marry younger women. The male life expectancy was under 65 and there were large numbers of destitute widows. SS was created initially to help them.
“In a time of deceit telling the truth is a revolutionary act.” ― George Orwell
It's not over when you lose. It's over when you quit.
