. Except for homes, I've paid cash for everything I've ever owned in my life, including every vehicle and I've never had a credit card.. I could write a check for many times that amount right now and it wouldn't bounce and I'm completely debt free..
I'm all about debt free, don't get me wrong, but not having a credit card?
How did you function as a gunsmith? Buying parts online you made your customers wait until your snail mail check arrived and cleared with your vendors?
Plus, I put a ton on the credit card, my purchases are protected, and I get cash back. Just don't carry a balance and you don't pay interest.
Even the lake house ?? Asking for a friend?
Lake place is mortgage free. My "real" home will be in 4 years of less.