I dont think there is an easy way. You can call and speak with your credit card company and ask them to lower your rate. Lowering your interest rate will help. Your other option is to find a 0% interest balance transfer card and move your debt to it. Then, when there is no interest, or low interest, make extra on your payment and put a dent in it. The big secret is to pay more than the minimum. If you only pay the minimum, very little of your payment actually goes to reducing your debt. You have to cut corners anywhere you can and put the extra money towards your debt.
